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麦当劳新加坡计划在2021年3月推出两款新的限时菜单。第一款是McCrispy鸡肉汉堡，这是他们经典鸡肉汉堡的新变化。这款汉堡包括一个酥脆的鸡肉饼，上面配有生菜、番茄和奶油酱，所有材料都放在芝麻籽面包上。
第二个新菜单项目是Sweet Paprika鸡肉汉堡，这是经典McChicken的辣味和甜味版本。这款汉堡包括一个酥脆的鸡肉饼，上面配有辣椒粉调味和甜辣酱，所有材料都放在烤馍饼上。
除了新的三明治外，麦当劳新加坡还推出了一种新的甜点：西瓜冰淇淋。这款清爽的甜点包括一个西瓜味软冰淇淋和香草冰淇淋的涡旋，放在一个脆皮的甜筒里。
这些新的菜单项目仅在限定时间内提供，所以请在它们还存在的时候尝试一下！
McDonald’s Singapore is set to launch two new limited-time menu items in March 2021. The first is the McCrispy Chicken, which is a new twist on their classic chicken burger. This sandwich features a crispy chicken patty topped with lettuce, tomato, and creamy mayo, all served on a sesame seed bun.
The second new menu item is the Sweet Paprika Chicken, which is a spicy and sweet version of the classic McChicken. This sandwich features a crispy chicken patty topped with paprika seasoning and a sweet chili mayo, all served on a toasted bun.
In addition to the new sandwiches, McDonald’s Singapore is also introducing a new dessert item: the Watermelon Twist Cone. This refreshing treat features a swirl of watermelon-flavored soft serve ice cream and vanilla ice cream, served in a crispy cone.
These new menu items are only available for a limited time, so be sure to try them while they’re still around!
In March of this year, the sudden collapse of Silicon Valley Bank (SVB) due to a run on deposits raised concerns about the safety of deposits in American small and medium-sized banks. The US government quickly stepped in to provide guarantees for all deposits.
This raises concerns for those in Singapore, who may wonder whether their bank deposits are safe and how much they can recover in the event of a bank failure.
Under the Singapore Deposit Insurance and Policy Owners’ Protection Schemes Act 2005, the Singapore Deposit Insurance Corporation (SDIC) is responsible for the management of the deposit insurance scheme in Singapore.
All banks and financial institutions operating in Singapore are required to be members of the SDIC, unless they have been granted special exemption by the Monetary Authority of Singapore. At present, there are 39 member institutions of the SDIC, and the deposit insurance coverage limit was raised from SGD 50,000 to SGD 75,000 in 2019.
How much can you recover in the event of a bank failure in Singapore?
Each financial institution that participates in the deposit insurance scheme in Singapore is required to provide deposit insurance coverage of up to SGD 75,000 per depositor. If a financial institution fails, each depositor can recover up to SGD 75,000 of their deposit. If you have deposits in multiple institutions, you can receive up to SGD 75,000 in coverage from each institution.
The deposit insurance coverage limit in Singapore is lower than the $250,000 deposit insurance limit in the United States. However, according to the Monetary Authority of Singapore, the primary objective of the Singapore deposit insurance scheme is to provide protection for the core deposits of small depositors, rather than high net worth individuals, who often have more channels to allocate their assets to manage financial risks. In Singapore, the SGD 75,000 limit provides coverage for almost 90% of all depositors’ total deposits.
How much can you recover in the event of a bank failure in Singapore?
As of March last year, the size of the Singapore deposit insurance fund was SGD 510 million, and its target fund size is SGD 690 million. At the target fund size, the deposit insurance fund can fully pay out deposit insurance claims with 99.9% probability.
Considering that depositors have a limit on the amount of deposits that can be insured by each bank, it may be prudent to spread funds across multiple banks if the deposit exceeds SGD 75,000. Additionally, it may be worthwhile to allocate some funds to low-risk, relatively secure investments or wealth management products to diversify risk, while also considering investments that offer returns higher than those provided by bank deposits.
今年3月份，美国硅谷银行（SVB）因储户挤兑而瞬间倒闭的金融事件，引发了市场对美国中小型银行的存款安全的担忧，美国当局迅速出手，为所有存款提供担保。
看到这些，在新加坡的朋友，也有小小的担忧，那就是如果新加坡的银行也倒闭了（尽量可能性极低），那么存在银行里的钱，有保障吗？又能拿回多少呢。
根据2005年通过的新加坡《存款保险法令》，由设立的新加坡存款保险公司（SDIC），来负责管理新加坡的存款保险计划。
根据要求，所有在新加坡开展业务的银行和金融机构，都必须加入SDIC成为会员机构，除非有金管局的特殊豁免。目前，SDIC有39个会员机构，存款保险覆蓋顶限，于2019年从5万新币提高至7.5万新币。
在新加坡，如果银行倒闭了，能拿回多少存款？
在新加坡，每家参与存款保险计划的金融机构，每名储户的存款保险覆蓋顶限为7.5万新币。若金融机构倒闭，每名储户最多可索回7.5万存款。如在多家机构有存款，可在每家机构分别获得最多7.5万的保障。
相比较美国25万美元的存款承保上限，新加坡明显偏低。不过按新加坡金管局说法，新加坡存款保险计划的主要目的是为小型储户的核心存款提供保障，而非高净值人士，因为高净值人士往往有更多渠道配置资产，来防范财务风险。在新加坡，7.5万新币顶限已为约90％储户的全部存款提供保障。
在新加坡，如果银行倒闭了，能拿回多少存款？
截至去年3月，新加坡存款保险基金规模已达5.1亿新币，目前目标基金规模为6.9亿，在目标基金规模下，存款保险基金可以在99.9％的置信区间内完全支付存款保险赔偿金。
考虑到储户在每家银行的储蓄有受保额度上限，若存款多于7.5万新币时，可考虑将资金分批投入不同的银行。另外，也可考虑配置一些低风险、相对有保障的投资或理财产品，来分散风险，同时也可以考虑配置一些高于银行存款利息的收益回报。
当我离开酒吧时，我的心在狂跳。我原本只是想和朋友们出去玩一晚，但最终却让我感到恐惧、侵犯和无助。
开始时，这只是一个普通的夜晚。我们在喝酒、聊天和玩得很开心。然后，两个男子走近我们，事情就变得糟糕了。起初，他们的接近只是让人烦恼，但很快就变得更加具有攻击性和亲密性。
其中一个男子说了一些让我背脊发凉的话。他说，“只有初次疼痛，之后就是爱”，意味着非常不恰当的事情。我非常害怕，不知道该怎么做。我冷静下来试图躲开他们，希望他们能离开我们。
幸运的是，我的一个朋友有勇气站出来。她告诉他们离开我们，我们不感兴趣。最终，这些男子离开了，但其中一个人还是说了一个下流的评论。
我一直是一个胆小的小个子男孩，害怕说不，害怕面对冲突。
我感到侵犯、尴尬和害怕。我简直无法相信这种事情会发生。我只是想出去玩一下，但最终却让我感到如此害怕和无助。我如此震惊，以至于我无法与我的朋友谈论发生了什么。
我想忘记这件事情，继续前进，但我无法。我不断地在脑海中重复这件事情，每次都会感到愤怒和害怕。我害怕这样的事情再次发生在我身上。
最终，我又开始出去了，但我总是保持警惕。我害怕这样的事情再次发生在我身上。我担心我无法保护自己，会变得无助。
My heart was pounding as I left the pub. What was meant to be a fun night out with my friends ended with me feeling scared, violated, and helpless.
It started as a normal night, we were drinking, chatting, and having a good time. But then two men approached us, and things took a turn for the worse. At first, their advances were just annoying, but they soon became more aggressive and physical.
One of the men said something that sent chills down my spine. He said, “Only first-time pain, after that it’s love”, implying something very inappropriate. I was so scared that I didn’t know what to do. I froze in fear and tried to back away, hoping they would leave us alone.
Thankfully, one of my friends had the courage to stand up to them. She told them to leave us alone and that we weren’t interested. The men eventually left, but not before one of them made a lewd comment about me.
I have always been a timid, small guy and I have been afraid of saying no and facing confrontations.
I felt violated, embarrassed, and scared. I couldn’t believe this had happened. I had gone out for a fun night, and it ended with me feeling so scared and helpless. I was so shaken up that I couldn’t even talk to my friends about what had happened.
I wanted to forget about the incident and move on, but I couldn’t. I kept replaying it in my head, and every time I did, I would get angry and scared. I was afraid that something like this could happen to me again.
Eventually, I started going out again, but I was always on edge. I was scared that something like this could happen to me again. I was scared that I wouldn’t be able to defend myself and that I would be helpless.
It’s around noon, and I’m on the train. A family is sitting nearby with their bags and luggage. Anyone else on the train could see that they put their things as close to them as possible, trying their best not to take up space. A lady walks in without any provocation, and shouts at the family, saying that they make it impossible to sit down in the seat next to the father, because of his luggage. The father moves his luggage out of the way best he can, but she still shouts at them, calling the situation (or them) “outrageous”.
Encounter with a possibly racist woman on the train berating a family over their luggage taking up space (more info in description)
by u/Yoomzster in singapore
At the next stop, a new passenger boards the train and sits next to the father – in the “impossible to sit down” seat. The voice recording was after this.
As in the picture, the woman had her umbrella on the seat. At the next stop, an elderly man boarded and wanted to sit in the seat next to her. She had to move her bag and umbrella away for him to sit.
I was preparing to leave at the next stop, the family was going to get off at the same stop. I stood up and told the woman – “Look, your umbrella was on the other seat and the other passenger didn’t have to shout at you to make space. Why did you have to shout at them? Have some compassion.” She shouted back at me something like “Speak for yourself!” or something along those lines. Still very confused about that.
I talked to the family when we got off and found out that they are tourists and they’ve already been having a really tough time finding their way since leaving the airport. To add to that, they had to deal with this unpleasant encounter. Up to this point, they have never expressed anger or replied rudely or even raised their voice.
I’m in contact with them, and I told them that if they need any more help or if they want to make a report, to just drop me a text.
I’m still appalled at what happened. I’m hoping they won’t have to deal with more people with bad attitudes while they’re here.
大约12点，我在火车上。附近坐着一家人，带着行李。火车上的其他乘客都可以看到，他们尽量把东西放得离自己近，以免占用太多空间。这位女士走进车厢，毫无缘由地对着这家人大喊，说他们的行李让她无法坐在父亲旁边的座位上。父亲尽量把行李挪开，但她仍然继续大喊，称这种情况（或者说这家人）“令人愤慨”。
Encounter with a possibly racist woman on the train berating a family over their luggage taking up space (more info in description)
by u/Yoomzster in singapore
下一站，一位新乘客上了车，坐在了父亲旁边的那个“无法坐下”的座位上。录音是在这之后的。
就像照片里那样，这位女士的雨伞放在座位上。下一站，一位老人上车，想坐在她旁边的座位上。她不得不把包和雨伞挪开，让他坐下。
我准备在下一站下车，这家人也要在同一站下车。我站起来告诉那位女士：“看，你的雨伞放在另一个座位上，其他乘客也没大喊着让你让出空间。为什么你要对他们大喊大叫？要有同情心。”她回过头来大声说：“你才说呢！”或者类似的话。对此我仍感到非常困惑。
我们下车后，我和那家人聊了聊，发现他们是游客，自从离开机场就一直在努力找路。而现在，他们还要面对这种事情。直到这一刻，他们从未表现出愤怒、回应粗鲁或者提高嗓门。
我已经和他们取得联系，告诉他们如果需要更多帮助或想报案，可以随时发短信给我。
对于发生的事情，我仍感到震惊。我希望他们在这里不会再遇到更多态度恶劣的人。
A man is accused of attacking a woman on March 23 by dragging her by her hair and choking her. After calling the police, the woman sat on his Porsche to prevent him from leaving before the police arrived. However, he sped off, causing her to fall from the front of the car.
The Singaporean woman shared her story with the media. 31-year-old Michelle (pseudonym) said the 27-year-old man invited her to Zouk nightclub on March 22. After agreeing, the man picked her up in his Porsche. At the club, Michelle said the man told her he had no money and showed her his bank account with only SGD130. To be polite, she offered to pay for the group.
That night, both had been drinking heavily. Michelle said she was resting in the passenger seat while the man sat in the driver’s seat. She asked him to drop her off at a convenient location to hail a ride, but he suddenly became furious. He jumped out of the driver’s seat, grabbed her hair, and dragged her out of the car for some distance. She got up, but he knocked her down again. When she tried to stand up again, he choked her without any intention of letting go and hit her face.
In self-defense, Michelle scratched the man’s hand, causing him to release his grip on her. She then climbed onto the Porsche’s hood to stop him from leaving. The man slammed the accelerator, sending Michelle flying off the vehicle. She said her head hit the ground and she rolled several times. The incident has caused injuries to Michelle’s ribcage, making it difficult for her to get out of bed. She has 10 bruises on her head and is unable to move her neck.
According to the hospital’s emergency report, Michelle suffered a deep laceration on her left forehead and temple that required stitches. She also sustained abrasions on her hand. In addition, she mentioned that the man has been posting on social media in an attempt to defend himself. The man wrote on Instagram, “There seems to be a rumor going around, most likely because of what she said, but that’s not true.” He also posted a picture of his scratched arm.
After the incident, the man tried to contact Michelle, offering to “meet up and solve things” as an alternative to making it a “police case.” However, Michelle had already filed a police report and shared the incident on Instagram. The Singapore Police Force confirmed a report was lodged, and the man was arrested for rash act causing hurt. The investigation is still ongoing.
Michelle revealed that the man has since been released on bail. Since the incident, she said she doesn’t dare to leave her house, not even to take out the trash. She has requested for the security at her residence to be increased.
一名男子被指在3月23日攻击了一名女子，通过拖拽她的头发并勒住她的脖子。女子报警后，为阻止男子驾车离开，在警察赶到之前坐在他的保时捷上。然而，男子疾驶离开，导致女子从车头摔下。
新加坡女子向媒体分享了事发经过。31岁的Michelle（化名）称，27岁的男子于3月22日邀请她去Zouk酒吧。她同意后，男子开保时捷接她。在酒吧，Michelle说男子告诉她他没有钱，并向她展示了仅有130新元的银行账户。为了礼貌，她主动为团队买单。
当晚，两人都喝得有些醉。Michelle表示，她在副驾驶座上休息，而男子坐在驾驶座上。她要求男子把她送到一个方便叫车的地方，但男子突然陷入醉酒的愤怒。他从驾驶座上跳下来，抓住她的头发，把她从车里拖出来一段距离。她站起来，但他又把她打倒。当她再次站起来时，他勒住她的脖子，一点也不想松手，还打了她的脸。
为了自卫，Michelle刮伤了男子的手，让他松开对她的勒紧。然后，她从地上爬起来，坐在保时捷的车头上，阻止他离开。男子猛踩油门，导致Michelle从车上摔下。她说，她的头撞到地面，滚了几圈。这起事件使Michelle的肋骨受伤，难以起床。她说，她头上有10处淤伤，无法动弹脖子。
据医院的意外急诊报告，Michelle左额头和太阳穴处有深度撕裂伤，需要缝合。她的手也有擦伤。此外，她还提到男子在社交媒体上发布消息，试图为自己辩护。男子在Instagram上写道：“似乎有谣言在传播，很可能是因为她说的话，但那不是真的。”他还上传了自己手臂上被抓伤的照片。
事发后，男子试图与Michelle联系，提议“见面解决问题”，作为避免将其上升为“警察案件”的替代方案。然而，Michelle已经报了警，并在Instagram上分享了这起事件。新加坡警方证实已接到报案，并逮捕了男子，以鲁莽行为致伤罪名对其进行调查。目前，调查仍在进行中。
据Michelle透露，男子已被释放保释。自事件发生以来，Michelle表示她不敢离开家门，甚至都不敢出去倒垃圾。她要求住所的保安加强措施。